"I DO"

Getting married then your would be thinking constantly about ordering a cake, searching for a loving engagement ring, smart formal dress and so on. The last thing to strike you would certainly be – insurance.

Well how important is insurance? Very important I’d say. Insurances can be of different types and as per your needs insurance firms can design it too. Let’s see a few of them and find out if you like any of these or not.

First, let’s talk of event insurance. Even when the ceremony takes place inside a reception hall or similar facility you could use a special event insurance cover. Here in they off load some liability towards you. Your normal home insurance policy shall not be in effect here. If the place you are hosting the ceremony requires you to have a policy then you will have to arrange one. And in case they do not ask for one then it’s still recommended that you get one.
This will specially serve you well when you are hosting a large function and serving alcohol there. Insurance will cover your reception place, the dinner party as well as wedding ceremony hall if all are differently located. And in case the party is being held at a private house then check with the owner if the insurance policy has not expired and then if additional insurance is required as a precaution.

Now let’s read about cancellation insurance that comes under wedding planning insurance too. This insurance is to protect you against any unforeseen circumstances that might require you to cancel the wedding itself.

Unfortunately if you have to cancel the wedding you would be protected from the cancellation money that would be charged from you by the vendors to whom you committed business or some expenses are left outstanding. Almost all vendors have such similar policies to collect refunds within a time frame but thereafter once the wedding date gets nearer it is hard to them collect full refunds. Such insurance can be an expensive proposition but its well worth the price when the need arises.

Some of the other insurances are where vendors are insured. Here in the vendor is required to take an insurance policy for which obviously you will pay and then if he doesn’t the work done as per contract or anything them you stand to gain. Also vendors who are regulars at wedding ceremonies take insurance cover for their profession.

When you opt for a wedding planning insurance read the policy details carefully and have all quires resolved or replied before you pay for it. Such insurances can be subscribed from Bridal Association of America, or then ask the insurance agent come over and explain it to you.

A wedding planner guide can be obtained from The Bridal Association of America for free. If you posses any sort of home, auto or renters insurance already, then consult with them then only look elsewhere.

I can understand that wedding planning insurance would certainly not be foremost on your list of things to do. But this way you can ensure the limited liability for your family and the guests too. Any policy that helps remove stress during your wedding planning period ensures happiness for one and all.

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The wedding planner’s best compainion is the wedding planning folders. Be it the bride or the bride’s mother or for that matter anyone who in the process of planning a wedding this kit folders it’s a necessity. Wedding planning folders can also prove to be a nice wedding gift. The bride’s mother or the maid of honor or friend, anyone basically can gift this folder to her. She can store all her memories from the event in it.
Let’s brief ourselves as what is a wedding planning folder. You have a folder of your don’t you? Pick a bunch of double pouch folders, clean page protectors, zippered purse, divider tabs & pages. Place a bookmark at the top of each section. You can name the section like printers, flowers, wedding planners, caterers, videographers, photographers, DJ’s and music, reception halls, jewelers and bridal shops.
There is also chained opening where in you can keep note pads, pencils, markers and pens. Attach a sheet that has all the phone numbers & email address of friends and relatives. Finally there should be a calendar in which important dates for visiting the beautician, meetings, tasting, date confirmations, deposits due dates can be jotted down.
Once you have set the folder and named the sections and got all fillers in place, then starts the time where you will place important information in the folder. Wedding planning folder should have all important information pertaining from afore mentioned vendors. Get well versed as to who shall be the maid/matron doing the honor.
Till the wedding arrives this person shall act as being your mentor as her guidance will shape you for the bid day. Many vendors would be lining up to sell their business to you. Collect all such information & literature and then read it thoroughly when free. Do not subscribe to any offer instantly. This will help you take the right decision that’s in your interest with a free mind. Slash those who you deem are not suitable and shrink them to make a small list.
Keep the information of all vendors as you might have to consult them at a later stage.
These wedding planning folders shall keep things organized for you. You can refer them, add info and then store it in the PDA you own and do all sorts of things with it. Open it once a day, peep into it so that you never miss on anything. It will remember your meetings, schedules, timings, things to do etc. Also at what time you are required to meet the caterer to finalize the menu, contact the beautician and so on.
Many sites offer such planners for free in printable form and if you have something specific in mind then you can purchase it from the place you found it. These are nicely and elaborately printed. Or then create one as per requirements yourself.
To sum up things here, a wedding planning folder shall keep updated with things. It will ease the pressures of wedding planning for you considerably so that you can concentrate on things in hand in a proper manner. So you can also do this favor to a friend when they are getting married. Surely they too will appreciate this wonderful present.